Home / What we buy / Roof & storm damage
Damaged roof? We buy the house, not the shingles
A bad roof is one of the few problems that can make a house genuinely unsellable on the open market, because a lender will not write a mortgage on a property that fails its own appraisal conditions.
That leaves most sellers in a trap. The roof costs more than they have, the insurance claim was denied or only partially paid, and every retail buyer who walks through needs a loan. So the listing sits, price cut after price cut, while the damage gets worse from underneath.
We buy the house exactly as it stands, roof included. No repair credit, no contractor bids, no waiting for a claim to be settled first. If there is an active claim, it can usually stay with you or be assigned as the insurer allows — that detail is worth a conversation, because the answer decides whether selling now costs you money you did not have to lose.
One honest warning: if the damage is recent and clearly covered, filing and completing the claim is often worth more than any discount we would give you for the roof. Ask us to look at both numbers before you decide, and get a second opinion from your insurer in writing.
What we look at before quoting a number
- Roof age, material, and whether it is a repair or a full replacement
- Any active, pending, or denied insurance claim and the claim number
- Interior damage: ceiling stains, attic moisture, sagging decking
- Whether the policy is still in force or has been cancelled or non-renewed
- Any contractor lien or signed contract for work already started
How a cash sale solves this
There is no listing period, no showings, no repair requests and no buyer whose mortgage can collapse three weeks in. You get one written number, a title company that handles the paperwork, and a closing date you choose — typically fourteen to thirty days from acceptance.
If getting a real number for the property would help you decide — even if you are months away from doing anything — ask for one. It costs nothing and there is no obligation.
Talk to us: (307) 309-8588 — Mon-Sat 8am-8pm. Or send the form and we’ll come back to you.
Get your cash offer
No fees. No repairs. No obligation. Takes about 30 seconds.
Got it — your request is in.
We’ll call you shortly with next steps. Need to talk right now?
Roof & storm damage — common questions
Will you buy the house with an open insurance claim?
Yes, but the mechanics matter. Depending on the insurer and the policy, the claim may stay yours, be assigned, or have to be closed out before closing. Tell us the claim number and status early and we will work it out with the title company instead of discovering it at the closing table.
The roof is fine but the insurance company is threatening to cancel. Is that a reason to sell?
It can be. A non-renewal notice often forces an expensive last-resort policy, and that cost never goes away while you own it. That is a legitimate reason to sell, and it is one of the more common ones we see.
Do I need to fix anything before you look at it?
No. Do not spend money on a house you are selling to us. If there is a tarp on the roof, leave the tarp on the roof.
Other situations we handle
Fire or smoke damage
A house that burned, was partly rebuilt, or still smells of smoke.
Learn more →Water, flood or mold damage
A burst pipe, a flooded basement, a leaking roof, or mold you can smell from the doorway.
Learn more →House needs everything
Roof, HVAC, kitchen, floors. The repair list is longer than the price makes sense at.
Learn more →Ready for a real number on this property?
One call or one form. A written offer within a business day, and no pressure to accept it.